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Independent · Licensed · Veteran-Focused Medicare Guidance256-675-5315

Turning 65

A calm, clear roadmap to Medicare eligibility.

Your Initial Enrollment Period starts three months before your 65th birthday month and ends three months after. Missing it can cost you — this is where we help.

Your Timeline

What to do, and when

01
6 months before

Review current coverage

Employer plan, retiree benefits, VA, or TRICARE — decide what to keep.

02
3 months before

Understand Medicare basics

Parts A, B, C, D. Original Medicare vs Medicare Advantage. Supplements.

03
Birthday month

Enroll on time

Your Initial Enrollment Period spans 7 months around your 65th birthday.

04
Anytime

Schedule a consultation

Bring your questions. We'll walk through your options at no cost.

Ready for a no-cost, no-pressure Medicare consultation?

A conversation — not a sales pitch. Bring your questions about VA, TRICARE, CHAMPVA, or Turning 65. We'll walk you through your options and next steps.