Medicare Part A
Hospital insurance. Covers inpatient care, skilled nursing, hospice, and some home health. Most people pay no premium.
Medicare Education
Every Medicare concept, in plain English.
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Core Topics
Start with the fundamentals
Medicare Part B
Medical insurance. Covers doctor visits, outpatient care, preventive services, and durable medical equipment.
Medicare Part C
Medicare Advantage — private, bundled plans that replace Original Medicare and often include drug coverage.
Medicare Part D
Prescription drug coverage. Stand-alone plans that pair with Original Medicare, or bundled into Advantage.
Medicare Supplement
Also called Medigap. Standardized plans that reduce out-of-pocket costs on Original Medicare.
Medicare Advantage
An alternative way to receive Medicare benefits through a private plan with its own network.
Late Enrollment Penalties
Missing your Initial Enrollment Period can trigger permanent premium increases. Timing matters.
IRMAA
Income-Related Monthly Adjustment Amount — higher-income beneficiaries pay more for Parts B and D.
Extra Help
A federal program that helps eligible beneficiaries pay for prescription drugs.
Open Enrollment
Medicare Advantage Open Enrollment runs January 1 – March 31 for existing Advantage members.
Special Enrollment Periods
Life changes — moving, losing coverage, retiring — can open a window to enroll or change plans.
Annual Enrollment Period
October 15 – December 7 each year. The main window to switch or change your Advantage or drug plan.
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